clients: expand Go, Python, Rust client APIs

- Add TOTP enrollment/confirmation/removal to all clients
- Add password change and admin set-password endpoints
- Add account listing, status update, and tag management
- Add audit log listing with filter support
- Add policy rule CRUD operations
- Expand test coverage for all new endpoints across clients
- Fix .gitignore to exclude built binaries

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

clients/python/mcias_client/_errors.py

@@ -15,6 +15,8 @@ class MciasInputError(MciasError):
     """400 Bad Request — malformed request."""
 class MciasConflictError(MciasError):
     """409 Conflict — e.g. duplicate username."""
+class MciasRateLimitError(MciasError):
+    """429 Too Many Requests — rate limit exceeded."""
 class MciasServerError(MciasError):
     """5xx — unexpected server error."""
 def raise_for_status(status_code: int, message: str) -> None:
@@ -25,6 +27,7 @@ def raise_for_status(status_code: int, message: str) -> None:
         403: MciasForbiddenError,
         404: MciasNotFoundError,
         409: MciasConflictError,
+        429: MciasRateLimitError,
     }
     cls = exc_map.get(status_code, MciasServerError)
     raise cls(status_code, message)